Service Offerings
Services made for how you handle your finances
Continuous Comprehensive Financial Planning
You’ve realized that handling your own finances will be an ongoing item you want assistance with.
We help with:
Your Vision for you and your family.
Cash Flow Planning
Retirement Planning
Tax Planning
Estate Planning
Group Benefit & Insurance Optimization
Investment Recommendations
What clients love about this service: The pro-active nature of planning to anticipate and meet challenges before they become more problematic and the ability to call or meet with us as much as they like at no additional cost.
Pricing: Starts at $5,000 per year. This service is given to investment clients with $1,000,000 in assets under management at no additional cost.
Second Opinion/ AM I DOING THIS CORRECTLY?
You’ve made some moves and want to check and make sure you’re on track for what you want out of life. Whether it’s early on in your career or you’re closer to retirement, it’s never a bad time to see if you are still on track.
We can help you answer these and more:
Am I saving the right amount for retirement?
Am I using the best mix of my tax advantaged accounts (HSA, 401(k), etc)?
Am I making the best use of my company benefits?
What is the best thing to do with my RSUs and stock options my company gives me?
Markets are changing, should I change any of my investments?
What clients love about this service: Our second opinion service will allow you to get our expert opinion on what you should be doing without having to hand over control of your assets.
Not every firm will offer this as most firms are more focused on charging you a percentage of assets to manage your portfolio for you.
Price: Hourly at $300 per hour -OR- a fixed negotiated fee ($2,500 minimum for fixed fee).
Investment Management
You have a lot on your plate, taking the day-to-day worry about trading, researching, and tax impact off your plate and have seasoned professionals do these for you.
We have a “total return” philosophy and stick by it. We take into account your overall financial picture when recommending investments. We will use (when appropriate) tax loss harvesting and tax location within portfolios.
What clients love about this service: We handle everything for them, meet with them regularly to provide our market outlook and why we own the investments we own.
Pricing: 1% for the first $1,000,000 of assets. The fee is tiered and discounts with higher account balances.